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  • 04-02-2025
  • Category: travel
  • Author: Flightsguard
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The Indian Railways has launched a new program, which is "Indian Railways Book Now Pay Later." With this scheme, you can get a guaranteed ticket without paying for the respective rail ticket. Thus, with the help of this scheme, you can book train tickets further under this initiative. Therefore, you must complete the payment within 14 days after booking the ticket, and there, the passenger will incur a 3.5 percent service penalty for late payments. Hence, no more payments will be required if the payment is made within the allotted time frame.

What Are the Steps Involved in Booking a Train & Pay Later?

To proceed with the book now and pay later scheme, if you need to make a train booking to travel to your desired destination and are keen to know about the steps involved in booking a train and the Pay Later process, you can follow up with the points mentioned below and proceed to make the reservation accordingly.

  • Log into your IRCTC account and navigate the 'Book Now" option
  • There, enter the captcha code and the passenger's details as required
  • After filling out all the details, hit the submit button and head to the payment page
  • Make the payment for the reservation through credit, debit, the BHIM app, or net banking
  • Further, you will also get the option to pay after the registration
  • You will receive a free rail ticket upfront if you select the option instead

Can I Book a Train and Pay Later?

You can book a train with the Indian Railways and pay later using services like Zip, Klarna, and Uplift. Thus, some train operators tend to allow passengers to make a deposit when booking a rail ticket. Hence, there are services that will enable you to pay later, such as the buy now and pay later service for travel.

  • Zip
  • Lkarna
  • Uplift

Can I Buy a Train Ticket and Pay Later?

Yes, you can buy a train ticket and pay later using services like Zip, Klarna, and Uplift. Some train companies also offer payment options that allow you to book now and pay later. Therefore, the services that will enable you to buy the tickets and pay later are as mentioned below; get further updates with the following.

  • Zip: this allows you to pay for Amtrak tickets in four installments over six weeks
  • Klarna: Allows you to buy tickets and pay later at the Trainline
  • Uplift: A popular "buy now, pay later" service for travel
  • Afterparty: it is a popular "buy now, pay later" service for travel
  • Affirm: A popular "buy now, pay later" service for travel

Hence, Amtrak Vacations allows you to book travel now and pay a small deposit to lock in your price. You can also check with the train company you want to travel with to see if they offer payment options.

How can I activate pay later in IRCTC?

To activate pay later in IRCTC, you can review the points mentioned below and get updated on the activation pay later in the IRCTC process.

Make a login to your IRCTC account from the browser
Further, select the Book Now option, from there
Fill in passenger details and the captcha code
Click on the submit button and proceed further
Register for the Pay Later option at www.epaylater.in
Choose the Pay Later option on the payment details page
Receive your train ticket without making an upfront payment
Complete payment within 14 days of reserving your ticket

Can I Book a Train Ticket Without Money?

No, you can not book a train ticket without money. However, you can use the autopay feature on the IRCTC website or application to book a ticket without making the payment immediately. Thus, the system will only charge your card if your ticket is confirmed.

How Do I Activate Pay Later?

Activating pay later depends on the services you are using; for example, you can activate pay later with Apple Pay, PayPal, Google Pay, Amazon Pay, or ICICI Bank. The method to activate PayPal is mentioned below.

  • Go to Settings, then Payments
  • Click the settings tab for your payment gateway
  • Find the checkbox for Enable Pay Later and make sure it's enabled
  • Check your account to see if you're eligible

How Do I Use a Buy Now Pay Later?

To use but now, pay later (BNPL), you can select it as a payment option during the checkout, then create an account with the BNPL provider. To learn further steps, look at the points below and proceed accordingly.

  • Choose BNPL as your payment option
  • Fill out an application if needed
  • Create or log in to your BNPL account
  • Review and accept the terms of the repayment plan
  • Complete the purchase

How to Use Epaylater in Irctc?

To use PayLater in IRCTC, follow the steps mentioned below and update yourself with the following points. Look at the points cited.

  • Login to IRCTC
  • Select travel details
  • Choose "Pay Later"
  • pay later login
  • Confirm booking